"
DEAR CUSTOMER,

You Have One Unread Message On Your Online Banking
Account.

LOGIN TO CHARTER ONE BANK AND VIEW YOUR MESSAGE INBOX


Regards,
(c) 1999 - 2009 Charter One Bank. All rights reserved


..."

"To protect the confidence of your access, employs some
of the most leading Bank security systems in the world
and our anti-fraud teams regularly screen the Bank
system for fraud activity."

"To protect the safety of your account, employs some of
the most progressive online security systems in the
world and our anti-fraud teams hourly screen the Online
Bank system for unusual activity."

"Due to recent activity, including possible unauthorized
listings placed on your account, we will require a
second confirmation of your identity with us in order
to allow us to investigate this matter further."

"Thank you for submitting the requested information
about your account."

"Charter One is committed to maintaining a safe
environment for its community of customers."

"We regret to inform you that despite the most up to
date security systems with our Internet Banking
services the integrity of our clients' database was
infringed in one of our branches due to neglect of
responsibilities by our staff."

"It has come to our attention that your Charter One
Online Banking account information needs to be
confirmed as part of our continuing commitment to
protect your account and to reduce the instance of
fraud on our website."

"We recently noticed one or more attempts to log in your
CharterOne account from a foreign IP address and we
have reasons to believe that your account was
penetrated by an unknown person."

"Recently there have been a large number of identity
theft attempts targeting Charter One customers."

"Online Security System recently noticed one or more
attempts to log in your banking account, which resulted
with your account temporary suspension."

"Beginning May 12, 2005, we will be converting your
Charter One Bank online banking and bill payment
services to Citizens Bank Online® Banking and Bill
Payment Services."

"The following information is being provided in response
to an alert that you established within Online Banking."

"Customer service remind you that on 22,April 2005 our
Banking Review Team identified uncommon activity in
your Debit Card account."

"In order to help you prevent identity theft, we are
pleased to offer PrivacyGuard® Identity Theft
Protection."

"At Charter One Bank the greatest responsability to our
customer is the safekeeping of confidential information
you have entrusted to us and using it in a responsable
manner."

"Online Security System suspect that your Charter One
Bank Internet Banking account may have been accessed by
an unauthorized third party."

"We recently reviewed your account, and suspect that
your Charter One Bank Internet Banking account may have
been accessed by an unauthorized third party."

"Dear client of the Charter One Bank, Technical services
of the Charter One Bank are carrying out a planned
software upgrade."

"Technical services of the Charter One Bank are carrying
out a planned software upgrade."

"We recently reviewed your account, and suspect that
your Charter One Bank Internet Banking account may have
been accessed by an unauthorized third party."

"We recently reviewed your account, and suspect that
your Charter One Bank Internet Banking accountmay have
been accessed by an unauthorized third party."

"Dear Charter One customer, We recently reviewed you
account, and we suspect an unauthorized ATM and/ or
PIN-based point of sale transactions on your account."