"FOR YOUR SECURITY, PLEASE CLICK HERE TO CONFIRM YOUR
IDENTITY.

As part of our security checks we'll ask you for some
personal details.
When more than one person is concerned, we may need to
confirm the name and address of each of you.
If we are unable to verify your identity
electronically, your online banking will be disabled
until futher verification
is completed at your home branch.
You will be told during the identification process
which options are available to you."

"
DEAR ROYAL BANK OF CANADA CLIENT,
-------------------------

YOU ARE RECEIVING THIS EMAIL BECAUSE OF THE FOLLOWING:

We recently reviewed your credit card and it seems
that you are using the same credit card for 2 accounts.
As you can
read in our User Agreement ( section 5.11 ) opening
multiple accounts is strictly forbidden. You are now
requested to
provide information relevant to your account. Royal
Bank of Canada will investigate the matter promptly and
if the<..."