"
Dear customer,

We are sorry to inform you that we detected irregular
activity on your online banking account. For your
protection, you
must verify this activity with us before you can
continue using your account.

It's usually pretty easy to take care of things like
this. All you have to do is verify your details and the
issue will
be resolved.

Click here to resolve the issue

We will review your activity to confirm that you are
the account holder and ..."